LWM ascertains your objectives, priorities and capacity for investment loss. We research your existing arrangements and build a plan to meet your needs, using non-contentious tax efficient products.
Our financial planning services include: investment advice, inheritance planning, tax planning, investment management, cash flow management and protection reviews. We provide an investment advisory service to review your policies and the suitability of your investment strategy on at least an annual basis.
LWM predominately manages client assets on a discretionary basis, while additionally offering advisory and self-managed solutions.
Discretionary and advisory portfolios are managed in conjunction with one of LWM’s four investment mandates, combining back-tested risk parameters with current investment thinking. Investment mandates provide the Strategic Asset Allocation, while the investment committee determine the current Tactical Asset Allocation. The flexibility of LWM investment management allows for further personal portfolio tailoring in line with specific investment requirements if suitable.
LWM portfolios are consistently monitored from a ‘risk’ and ‘performance attribution’ perspective, with the old adage of ‘know what you own and why you own it’ applied to portfolio management.
Please note the value of investments can fall as well as rise. You may not get back what you invest.
LWM was established in 2008 by Paul Hoban, Edward Tudor and Ben Howland. The aim was to build a team and culture conducive to becoming a market leading wealth management firm. LWM was set up as a limited company, owned equally by the three founders. Decisions are not influenced by external parties, but made by the people looking after clients.
LWM has partnered with Raymond James (RJ) as our investment platform and uses Pershing Securities as the custodian of client assets. RJ enables LWM’s team of 10 to focus on their individual client responsibilities, rather than the substantial administration requirements of private client investment management, in a heavily regulated environment.
Our offices are in central London and clients are based all over the UK. Clients are resident and domiciled in the UK, typically with funds to invest in excess of £500,000.
LWM charges a percentage fee based on your personal assets under management covering both financial planning and investment management.
Reduced Annual Management Charge for assets in excess of £3 million.
The annual management fees are charged quarterly in arrears, based on the value of the portfolio on the 15th of the month, and taken directly from the portfolio.
* Raymond James (RJ) is our trading partner providing administrational support services and liaison with the underlying custodian, Pershing Securities Limited.
